Rhonda and Brandon


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Air Conditioner and Furnace.

October 15, 2017

In preparation for the cold weather remember to cover your air conditioner. It is also a good time to have your furnace serviced to ensure optimal performance over the winter months.


Eaves Troughs and Downspout.

October 6, 2017

Clearing leaves from troughs and adding extensions to downspouts will aid in keeping your basement dry throughout the fall rains.  During home inspections, the Home Inspector always discusses with homeowners the importance of this activity to protect the basement.


Time to Change the Filter in Your Furnace

August 1, 2017

Getting into the habit of changing the filter in your furnace every month helps increase its’ efficiency. Inserting filters that have high density fibres puts undue stress, on the motor, therefore, it is best to buy a package of three inexpensive filters.


In law Suites and Secondary Suites

July 27, 2017

Adult children are teaming up with their parents by turning two households into one. Sometimes they both sell their current home and buy a larger one together. The home either has to have an in-suite for the parents, or be able to be renovated to include the suite. When shopping, it is critical that the potential suite has two forms of egress. An arrangement like this helps both parties, as each will have a separate living space, but are readily available to help each other out when needed. An added bonus is that both families can share heating, electricity and tax costs.


Our Team’s Advice to Sellers

July 19, 2017

Never ever give the keys to your house to the Buyers. Your lawyer is the only person who handles your keys. When the Buyers money is deposited your lawyers’ trust account, he will then release the keys to the Buyer’s lawyer. It is the Buyer’s lawyer who gives your Buyer’s your keys.


More Than Just a Secured Load!

July 15, 2017

Ontario Provincial Police (OPP)  and City Traffic Police have been trained by the Ministry of Transportation of Ontario (MTO) officers to inspect vehicles and or vehicle and trailer combinations for inspection stickers. Annual inspection stickers are required for vehicles towing trailers that exceed a combined gross weight of 4500 kilograms. If you routinely pull a boat or trailer follow this link to find out more.


Do I Need a Building Permit?

July 6, 2017

If you are thinking of doing some renovations in your home or even building a deck, we advise that you to call your municipality to inquire as to whether you will need a building permit. Chances are – you will!

If you are planning on renovating your kitchen or bathroom, you will need a permit so that you may bring your complete area up to code. You will need to hire an electrician to update outlets near water that do not have a Ground Fault Interrupter (GFI) in order to be in compliance.

If your home was built before this code existed, your outlets are grandfathered in, but as soon as you renovate you must comply with code.

When hiring a contractor to do work for you, be prepared to give them an initial deposit. Standard practice is to follow that up by two or three draws during specific stages of work that the contractor will determine ahead of time. Finally, a 10% holdback of the overall invoiced price until all of the work has been completed.


Small Propane Tank Costs

July 1, 2017

You might want to consider having a direct propane or gas line installed in your home so that you are not dealing with running out of propane when barbequing. Tanks have an expiry date and you will not be able to have your tank filled if that date has past.


Urban with Contemporary

June 27, 2017

Most new builds and renovators are combining stone, wood, and brick with the clean cut lines of contemporary.
For decades developers have been buying up old buildings and refurbishing them into condos or apartments. They developed a new look by using the original brick, stone and wood floors and combined it with a contemporary flare. Home owners have caught the bug and are now using that idea by introducing those types of materials into their new homes or to their renovations projects.


Dehumidifier

June 20, 2017

Each year I remind you to make sure that you run your dehumidifier in your basement. It is like an air conditioner where it removes moisture from the air. If moisture levels remain too high for too long of a period of time in your basements mould and mildew can develop.


Insulation in the Ceiling

June 13, 2017

Did you know that the insulation in your attic not only keeps the heat from escaping through the ceiling during winter but it also acts to keep cold air in during the summer cooling season. Code today is R50. R50 represents approximately 14 inches of insulation.


Can I put an Offer in on a new home before selling mine?

June 7, 2017

You can put an Offer in on another house when you already own a home. The Offer on the new home would have a condition in it that provides time for you to sell your current home.


Beware of Rent to Own – Furnace, Hot Water Tank, and Air Conditioner

June 6, 2017

We are hearing that door-to-door sales people are very aggressive in selling a package of “Rent To Own” mechanical’s for your home. They will put together a nice neat package for you. Each month you will pay a rental amount to the company with a very small portion going towards the actual purchase of the products. It all sounds like a great deal until you want to sell your home. Purchasers will not and perhaps cannot assume the rental contract of this nature. When Buyers qualify for a mortgage, it is based on mortgage amount and taxes. If the mortgage company has to factor in $150.00 rental per month, it might affect whether a buyer would be able to purchase your home.
Seniors are at risk of being taken advantage of by these sales programs.


Final Walk Through

June 1, 2017

When purchasing, the last line of the Agreement of Purchase and Sale will say: “The Seller agrees to allow the Buyer a final walk through prior to the completion of this transaction”. The final walk through is a chance for the Buyers to have that final look prior to closing. They want to make sure that the property is in the same condition as it was when they last viewed it during the Home Inspection.


What is An Allowance?

May 27, 2017

If you are building a home or having renovations done by a builder, the builder will give you a quote with an allowance for flooring, cabinetry, lighting etc. You need to pay attention to these allowances because if you choose a material that costs more than what is quoted, you will pay the differences.


Our Landscape Is Changing

May 20, 2017

Have you noticed that there are an increasing number of solar panels in our fields? Perhaps, our farmers can’t make a living nowadays with livestock or cash cropping so they need to lease their fields out for the harvesting of energy?

I am concerned, mainly because I wonder what will happen when the leases runs out. Who will remove these solar panels? What is the longevity?

A homeowner asked me if he put solar panels on his roof would it increase his property value by 5%? I said “it would lower his property value by more than 5%”. He told me that a sales person told him if he put panels on his roof it would raise the property value by more than 5%. Not only are the panels aesthetically unappealing but increased insurance costs may deter a potential Buyer.

I had a chance to talk with and interview a member of the local fire department.  He relayed to me that, fire fighters have to take special training to combat fire should solar panels be involved. They cannot access the roof as these panels can be live 24/7 even when the power is cut from them because there is a d/c voltage involved. The panel is also not just charged by the sun but by the moon. The biggest danger when the fire department responds to a fire emergency is that once the panel reaches a specific temperature they blow. Chards of glass flies in all different directions when this happens. In addition to that, electricity and water are not friends so fireman cannot access the roof to put out the fire. The weight of the panels on a roof and firefights in a fire compromises the safety of the fighters as roof structures are not reinforced when these panels are installed. Article.

I also talked to a couple of insurance companies and each request is dealt with on a case by case basis. There is no ‘rule of thumb’.  It has to do with the pitch of the roof, the installation (they may want to see the contract that you signed) and the weight of the panels on the roof. Quotes for this type of insurance as with any other insurance has to do with your postal code. If the harnessed energy is going back to the grid, it is seen as a home based business and is treated differently again. Make sure you contact your insurance company before signing a contract as there are some insurance companies who will not insure solar panels.


Directing Water from a Down Spout

May 15, 2017

I attended Canada Bloom last month and came across this brilliant idea of directing water away from your house.  The brown down spout at the top of the photo is where it the landscaping begins. It shows how the designer built a slow drop where eventually the water came to a ledge creating a small water fall. Ultimately, the water collected into another basin filled with pea gravel.

One of the biggest challenges with homes is getting the water directed away from the house! This is the best idea I have seen so far.


I have a mortgage and want to buy another house – how can I do that?

May 9, 2017

If you have a mortgage on your current home you are still able to put an Offer on a new home.  Almost all Banks today allow you portability with your mortgage. Porting a mortgage means that you can take your current mortgage, and put it on your new home.


Laminate Flooring

May 9, 2017

It is easier to lay laminate flooring than install hardwood or ceramic flooring. One common mistake a “Do It Yourselfer” may fall pray to is lining up all of the lines when laying laminate. When you line up the lines across the floor,  that is where the eye tends to look. When you stagger the lines, like magic, the lines seem to disappear.


Roof Notes

May 6, 2017

1. Check your roof for missing shingles after a wind storm.

2. Ask your insurance company to add “ice damning” to your insurance policy

3. Always have your roofer remove old shingles before installing new shingles. The new shingles will be able to last longer.


W.E.T.T. Certificate

April 29, 2017

WETT is an acronym for Wood Energy Technology Transfer. If you have a wood burning appliance in your home and you are putting your home on the market, you will be required to provide a WETT Certification to your Buyer. A buyer cannot obtain insurance for your home unless they have a valid WETT. Because laws can change around wood-burning appliance within a 5 year period, the WETT has to be no older than 5 years.


What is Bridge Financing and why would I ask for it?

April 23, 2017

Bridge financing is an option for people who own a home and are buying a new one. It allows you to complete the sale of your new home earlier than the completion of your current home. Some people choose this option when there are renovations to do on the new home. The cost of the bridge is per day and is based on the current interest rate, and the amount of money bridged. In today’s market it could be a little as one dollar per day.
If a kitchen renovation will take four weeks from start to finish, the cost would be approximately $30.00.  Have your banker calculate exactly how much it will cost you to bridge finance your project.


What does “meet code” mean?

April 23, 2017

In regards to Home Inspections, a home inspector might say that “the railing does not meet code.” For instance, the railing could be 32″ high and the code is 42″ high. This new information does not mean that the home owner or the buyer has to remedy this fact. The home inspector is simply stating code. It is up to the Buyer to bring the railing up to code if he/she wants to. Other than that “the railing is grandfathered”.

“Grandfathered” means “it was code when the railing was built.”


Different Types of Insurance

April 17, 2017

When purchasing, we will talk to you about “mortgage insurance” if you have less than 20% down. CMHC or Genworth are the companies who insures your mortgage for your financial institution of choice. In addition to that, we also talk to you about obtaining insurance for your new home during the conditional period in your agreement to purchase. This insurance protects your home from such things as fire. Subsequent to that, we will have another conversation with you that will be followed up with your lawyer that has to do with Title Insurance.


hat Time Do I Have To Be Out of My Home On The Day It Closes?

April 14, 2017

It is wise to be all moved out by the morning of closing. Homes in Kingston usually close before noon if there are no complications. Homes in rural areas usually close mid afternoon.


Tips On How To Pack

April 11, 2017

PART 1

This is a three part series to help you prepare for your move.
The Tools You Will Need:
1. You will need boxes and packing paper (U-Haul has these items). You can get free boxes from the liquor store, friends, and the grocery store;
2. Packing tape, permanent markers, and large white mailing labels;
3. Moving Sheets
Where to start:
 
Places that you seldom use:
1. Under the stairs
2. Closets
3. Unnecessary items that you won’t miss.
4. Items in your china cabinet that you know that you will not need between now and moving.
The key to the move: group similar items together, wrap and pack them in the same box, seal it up, and label it.
Categories are:
Kitchen, Dinning Room, Living Room, Master Bedroom, 2nd Bedroom (or Child’s name), 3rd Bedroom (or Office), Basement Office, Rec Room. Within those categories use sub-categories:
Example: Dining Room, China Cabinet, FRAGIL
This exercise helps you and/or your movers set the boxes in the correct room in your new home during the actual move.


Airport Expansion in Kingston

April 9, 2017

Expanding means a longer runway so that bigger planes can take off and land. Air Canada is currently the only game in town at the Kingston Airport. Once expanded people will be able to travel faster to Ottawa and Toronto to connect to bigger Domestic and International Flights. Travellers will enjoy larger planes and more choices on just who they want to take them to their destination.
From the perspective of the home owners, they are nervous that the price of their homes will go down if larger planes and more of them are travelling in the airspace above their homes.


Grey Continues to Trend in 2017

April 7, 2017

From soft and romantic to earthy, airy and a touch of attitude for the youth, grey will still be trending in 2017.
If you are thinking of freshening up a couple of your living spaces this fall take a closer look at what is coming up.


Preventative Plumbing Program

April 6, 2017

Did you know that through Utilities Kingston you could qualify for up to $3,000 in financial assistance to undertake preventative work on basement flooding and wastewater. Find out more about this program.


Snowy and Windy February

February 1, 2017

A few reminders: 1. Please make sure that if you are going away for a few days, leave someone in charge of ploughing your driveway and checking your home. 2. It might be a good idea to take a look at your roof incase shingles have not blown off during one of our nasty wind storms. 3. It will not be long before we have some warm days that will melt the snow quickly. Put extensions at the end of your eaves to keep the water away from your foundation.


Heading South for a Holiday?

December 1, 2016

The wind, surf and sea are calling many of us to go on a tropical vacation this time of year. We leave our home behind and sometimes our pets as well. It is a great idea to have someone in charge of your home and your pets while you are gone away. Here is a checklist of some of the things that can help:
1. Have your special someone pick up your mail and check on your pets daily.
2. Have someone in charge to ploughing your driveway after each snow storm,
3. Put timers on your lights so that they come on at alternate times during the day and night. This creates an illusion that someone is occupying the home and helps to prevents break-ins.
4.Check with your insurance company to find out how often someone has to attend to your home during your absence in order for your insurance to still be effective.


Seasonal Wreaths

November 1, 2016

One of my favourite things to see as we head into the fall and the season of merriment, is arriving at someone’s door and seeing a wreath. For as long as I can remember my mother-in-law Lorraine has displayed wreaths on her door to celebrate the holidays. I see this as an act of warmth, love and welcome and that is exactly what is exuding from inside. Can a wreath do all of that? It does for me, so I am going to hang a wreath at my front door this holiday season as a welcome message to all those visiting. If you would like to do the same please click on the link for ideas.
http://www.houzz.com/door-wreath

Each fall my mom Rita reminds me that she has saved a jar of choke-cherry jelly for me and each year I tell her it is my favourite. It is something that cannot be bought in a store. I love to enjoy it over the holidays with crackers, and cream cheese. My mom cannot supply all of my clients with a jar, so I am attaching a recipe that you might like to try. Love may be sent on in spirit.
http://www.kiowacd.org/Tips_Links/chokecherry_recipes.htm


Fall Maintenance Check List

October 23, 2016

Six essential maintenance chores that will help to keep your home safe and protect your investment.

1. Change the filter in your furnace, and replace it each month during heating season.
2. Vacuum all fans in your home:  this includes Dryer Vent (outside), Range Hood Fan, Ceiling Fan in Bathrooms.
3. Change all smoke and carbon monoxide detector batteries.
4. Ensure that your downspouts are directing water away from your basement.
5. Check fireplace/woodstove chimneys for any bird nests. Have the chimney cleaned.
6. Place air conditioner cover over air conditioner to protect it over the winter.


Our Landscape Is Changing

October 4, 2016

Have you noticed that there are an increasing number of solar panels in our fields? Perhaps, our farmers can’t make a living nowadays with livestock or cash cropping so they need to lease their fields out for the harvesting of energy?

I am concerned, mainly because I wonder what will happen when the leases runs out. Who will remove these solar panels? What is the longevity?

A homeowner asked me if he put solar panels on his roof would it increase his property value by 5%? I said “it would lower his property value by more than 5%”. He told me that a sales person told him if he put panels on his roof it would raise the property value by more than 5%. Not only are the panels aesthetically unappealing but increased insurance costs may deter a potential Buyer.

I had a chance to talk with and interview a member of the local fire department.  He relayed to me that, fire fighters have to take special training to combat fire should solar panels be involved. They cannot access the roof as these panels can be live 24/7 even when the power is cut from them because there is a d/c voltage involved. The panel is also not just charged by the sun but by the moon. The biggest danger when the fire department responds to a fire emergency is that once the panel reaches a specific temperature they blow. Chards of glass flies in all different directions when this happens. In addition to that, electricity and water are not friends so fireman cannot access the roof to put out the fire. The weight of the panels on a roof and firefights in a fire compromises the safety of the fighters as roof structures are not reinforced when these panels are installed. Article.

I also talked to a couple of insurance companies and each request is dealt with on a case by case basis. There is no ‘rule of thumb’.  It has to do with the pitch of the roof, the installation (they may want to see the contract that you signed) and the weight of the panels on the roof. Quotes for this type of insurance as with any other insurance has to do with your postal code. If the harnessed energy is going back to the grid, it is seen as a home based business and is treated differently again. Make sure you contact your insurance company before signing a contract as there are some insurance companies who will not insure solar panels.


Fall Maintenance Check List

October 2, 2016

Six essential maintenance chores that will help keep your home safe and protect your investment.

1. Change the filter in your furnace, and replace it each month during heating season.
2. Vacuum all fans in your home: this includes Dryer Vent (outside), Range Hood Fan, Ceiling Fan in Bathrooms.
3. Change all smoke and carbon monoxide detector batteries.
4. Ensure that your downspouts are directing water away from your basement.
5. Check fireplace/woodstove chimneys for any bird nests. Have the chimney cleaned.
6. Place air conditioner cover over air conditioner to protect it over the winter.


Estate Taxes on Contents

September 29, 2016

The Ontario Government announced in their 2015 budget that the total value of a person’s belongings of the deceased will be taxed. The estate is required to hire an appraiser to come into the home and give an estimated dollar amount of the contents. The estate will then have to pay tax on that amount. Follow the link to find out more about estate taxes.


Oil Tanks

September 20, 2016

Oil tank spills have been on the rise this past decade and insurance companies have spent billions of dollars on clean ups. You will notice that your home insurance will include a rider if you have an oil furnace and tank. You may also want to read your insurance policy to be informed on what it will cover. The home owner must take precautions when they own an oil tank. Here is a brochure from the Insurance Bureau of Canada that shows you tips on how to take care of your tank.

Today, if your fuel oil distributors condemn your tank you will have to pay out of pocket to replace it with a fiberglass tank. Code today, requires that the tank be placed on a slab of concrete, thus they cannot just set the tank on the ground outside. Some people change over to a gas or propane furnace when it is time to change the oil tank.

When preparing to sell your house, you will need your oil supplier to fill out a “Fuel Oil Distributors” checklist. This checklist is regulated by the Technical Safety & Standards Association (TSSA). Your new Buyer will not be able to get insurance unless they can prove compliance by providing these papers to their insurance company.


How Important are Notices?

September 13, 2016

From time to time you may receive a notice from your City or Township that will inform you of changes and what you can expect. Information disclosed in these notices could range from your neighbour severing a piece of property, to a developer filing for a ‘Plan of Subdivision”.  As a home owner you may also receive a notice that trees tagged with red ribbon at the front of your property may be cut down if they are affecting hydro lines.

With Solar Farms cropping up all over the place, home owners will also receive a notice if an application for a solar farm is being developed.

If you are selling your property during any of these times of notice, including road widening, you must disclose it to your new buyer.


Do Kitchens Sell Homes?

September 8, 2016

The kitchen the most prominent feature that Buyers look upon once they arrive at a new home. Most often they have out grown their current kitchen and are looking for a larger, better quality kitchen in their new home. If the kitchen doesn’t satisfy the appetite of the Buyer, nothing else seems to make up for that with the rest of the home.

There are numerous specialty kitchen stores that can help you with your kitchen design. The amount of styles and sizes of cabinetry have exploded over the last decade. The best way to start is to set up a budget. It is also a good idea to get in touch with a contractor who will be able to remove old cabinets and install new ones, if needed. Get his estimate first before heading out to shop for your new kitchen. Depending on your budget, you can buy stock, semi-stock, or custom designs. Hardware, and special features such as: under valance lighting, “whisper close” on doors and drawers, drawers that slide out for ease of access inside pantries; granite, tile, and laminate counter tops are just some of the decisions that need to be made.


Canadian Anti-Spam Law (CASL)

September 4, 2016

The Canadian Government has cracked down on people sending marketing or other such mass emails (known as spam) to people they do not know and therefore have not received permission to do so.


On Demand Hot Water

September 1, 2016

People are getting rid of their 40 or 60 gallon hot water tanks and replacing them with on demand ones. Hot water is made instantly as you require it. It saves on heating bills as you are not keeping a full tank of water hot all of the time. They do need to be vented to an outside wall.


Save on Energy – Energy Star

August 28, 2016

Follow the link below to read about how you can do your part to save on energy. Downloadable coupons save on home products to help on conserving energy or protect from heat loss in winter, cold loss in summer.

If you have an old fridge or freezer guzzling up electricity they will come and pick it up free of charge. Conditions apply.

https://saveonenergy.ca/Consumer/Programs/HVAC-Rebates.aspx


Dear Brandon

August 23, 2016

What is home equity? Home equity is the difference between how much is remaining on your mortgage and what the market value is of your home. Many people also ask the question ‘how can I build home equity’. The best way to build home equity is to keep your home well maintained. Another way is to remove carpets and install hardwood, renovate your kitchen and/or bathroom(s). Kitchens and Bathrooms tend to be the Buyers focus when deciding which home to purchase.

Another way to build equity is to take advantage of your pre-payment privileges on your mortgage. If you put $100.00 extra on your mortgage each month that $100.00 goes directly to your principle and reduces the time (amortization) remaining on your mortgage.


Cigarette smoke’s affect on property value

August 20, 2016

There are people who will not only not purchase your home, they may not even view it if it has the smell of cigarette smoke. I have shown up at a home with clients who can smell smoke before they even enter the home and turn around and walk away.

It is difficult to get rid of the smell of smoke without removing carpets, washings down cupboards and repainting the walls. Some smokers have realized this and are starting to smoke inside the garage. Unfortunately the smell is still offensive and the smoke seems to still linger in the home.


Your Home Documents

August 18, 2016

When selling a home there are many items that a potential purchaser will be looking for. We cannot stress enough to a Seller the importance of keeping all documents that pertain to their home. Here are some examples of what a Buyer might be requesting to view: survey; water well report; septic documents; Technical Safety Standards Association (TSSA) report on oil appliance and tank; Wood Energy Technology Transfer (WETT) on fireplaces and wood stoves; building permits for any additions or decks you may have built during your occupancy including the final approval document. Any and or all of these documents strengthen the Buyers confidence in the purchase of your home.

 

If you live in the country and have a Water Well but have lost the report or did not receive a well drillers report with your purchase, click the link, enter your address and you should be able to retrieve it. http://www.ene.gov.on.ca/environment/en/mapping/wells/index.htm


Ontario Renovation Grant for Seniors

August 14, 2016

“As a senior 65 years or older in Ontario, you could qualify for a tax credit to help with the cost of making your home safer and more accessible….” Follow this link to see if you might qualify.  


Do Not Call List

August 11, 2016

Do you remember when legislation past a bill that if you were on the ‘do not call list’ that solicitors could not call you? Well, that was approximately five years ago. It is time to go to their website and update the telephone lines that you do not want solicitors to call you on. Please remember that Charitable Organizations, Government Surveys and Political Parties are exempt from the ‘do not call’. Click here if you want to update your information now.
http://www.servicecanada.gc.ca/eng/goc/dncl/index.shtml


Dear Rhonda

August 7, 2016

Do my wife and I have to have a Will written up or does everything in my estate automatically go to the remaining spouse and children?

If you do not have a “Last Will and Testament” I highly recommend that you contact your lawyer and have one drawn up. However, your question is what if you do not have a Will and you have a remaining spouse and children. Not having a Will means that you are not giving anyone the authority to act on behalf of your estate. It means that you have not decided on who will get what, therefore, the Ontario Government will administer your estate. At the time of writing – in Ontario, the first $250,000 will go to your remaining spouse (it will not go to a common law spouse). The rest of the money will be divided amongst your remaining children, however, their inheritance will be administered by the Ontario Government.

Should your bank accounts freeze at the time of your passing, your family will have to hire a lawyer to set a court date to plead to the judge to release your assets to them. This will cost money, money that could have went to your spouse, children and their children. If you have not allocated which family member will receive special items – there may be hurt feelings if someone was really looking forward to receiving something special but did not. Basically, if you do not have a Will, you will be leaving your family with not only their grief but with appointments, difficult decisions, and months of waiting until the courts decide how they will administer your assets.

We work our whole lives to build our investments and assets, once you read the attached link, you will get a pretty good picture of the control that you will be giving away unless you have a ‘Last Will and Testament’ drawn up.

http://www.normanpickell.com/withoutwill.htm


Beware of Door to Door Sales People

August 3, 2016

There are people coming door to door selling hydro for a reduced rate. What they do not tell you is that, not only will you enjoy the reduced rate but you will pay it in addition to your current rate. Hydro One will bill them and they will bill you. It is only a three year contract. By the time the ‘consumer protected’ cancel a contract signed in your home expires (10 days) that is when you will receive your first enhanced bill.

Here is a water heater scam as well.  http://www.utilitieskingston.com/News/NewsArticle.aspx?ID=93

Please tell every senior that you know about these types of sales people so that they are also aware.

The old adage is that “If it sounds too good to be true, it probably is’ – or it always is.


Kitchen Cabinets – how the trend started.

July 29, 2016

Store owners often show two styles of doors in one kitchen display in their showroom. For the upper cabinets they will show a door with a curved inset and the lower set they will show a rectangle inset. When people ordered their kitchens, this is exactly how they ordered them. Cabinet styles were not intended to be mixed.


What does “meet code” mean?

July 23, 2016

In regards to Home Inspections, a home inspector might say that “the railing does not meet code.” For instance, the railing could be 32″ high and the code is 42″ high. This new information does not mean that the home owner or the buyer has to remedy this fact. The home inspector is simply stating code. It is up to the Buyer to bring the railing up to code if he/she wants to. Other than that “the railing is grandfathered”.

“Grandfathered” means “it was code when the railing was built.”


Different Types of Insurance when Purchasing a Home

July 15, 2016

When purchasing, we will talk to you about “mortgage insurance” if you have less than 20% down. CMHC or Genworth are the companies who insures your mortgage for your financial institution of choice. In addition to that, we also talk to you about obtaining insurance for your new home during the conditional period in your agreement to purchase. This insurance protects your home from such things as fire. Subsequent to that, we will have another conversation with you that will be followed up with your lawyer that has to do with Title Insurance.


Tarion Warranty

July 13, 2016

A Tarion Warranty is a warranty that builders provide to clients who purchase a new home build. The warranty has an initial fee to the home owner (that is transferable) and covers a period of seven years.

 

If you are considering this type of project please contact us to assist you. Click here to learn more about the details of the warranty.  http://www.tarion.com/Warranty-Protection/Warranty-Coverage/Pages/What%20is%20Covered%20and%20What%20is%20Not.aspx


3rd Annual Golf Tournament

July 8, 2016

FullSizeRender

Thank you to all of the Golfers and Sponsors that came out June 29th to Colonnade Golf Country Club to support Sandy Pines Wildlife Centre. This years official total is $6,640.55. We look forward to see you all next year at the 4th Annual Golf Tournament.


Front Steps

July 7, 2016

To make your home more inviting and safer for your guests, ensure that loose steps, concrete or tiles are fixed and secure


Newspaper & Flyer Delivery

July 2, 2016

If you have moved into a new home and you are not getting newspaper and flyer delivery you might be on the ‘do not deliver’ list.


Yummy Summer Delight – Southwest bbq Chicken Sandwich. So Simple!

June 20, 2016

Grill some chicken breasts on the bbq and fry up some bacon. While the chicken is grilling, toast sesame seed buns on the top rack. Start preparing your bun with these suggested fixings: mayo, bbq sauce, boston leaf lettuce, tomato, and red onion. Once the chicken is ready, lay some slices of marble cheese on it to melt. Assemble, grab a napkin, and enjoy!


Dehumidifier

June 18, 2016

Once a year, I usually write about the importance of using a dehumidifier in your basement during the summer months. Too much humidity may cause mould in your basement, and moisture on your windows.

Using a dehumidifier during the summer will also help the performance of your air conditioner.


Kingston Rated Top Place to Retire

June 17, 2016

Best Places to Retire in Ontario.

Kingston, Population 123,363
Based on cost, access to healthcare and more, Kingston has made MoneySense Magazine’s list of top places in all of Canada to retire in for the past several years. Beautifully located right on the shores of Lake Ontario, Kingston has a walkable waterfront downtown. It offers all of the amenities of a thriving city: a dynamic arts scene, fine dining, and entertainment options, while maintaining small city charm and affordability.

Conveniently situated halfway between Toronto and Montreal, Kingston is a great spot for retirees looking for inexpensive housing, a lively cultural scene, and a variety of options for enjoying the great outdoors.


Ceramic Tile

June 15, 2016

Often while showing properties, I come across cracked ceramic tile in the entry, kitchen or bathroom. Poor installation of this product is almost always the cause for cracked tiles and grout lines. There are many YouTube videos available that can teach a home owner how to lay tile properly so that you will not have these kinds of problems.

Here is the formula: Your subfloor represents 5/8’s plywood, usually fir, good one side. It you have rolled goods on your existing floor, it means that you have 1/4″ mahogany laid over the fir plywood. In this case, you only need another 1/4″ mahogany laid on top of that to create 1″ subfloor. Rent or buy a electric screw gun and pepper the floor with screws, one screw every 4″ every way. You are creating and ensuring no movement occurs after installation. Do not nail the floors together as nails can wear and pop. Once your substrate is ready, buy a 1/4″ notch trowel, and cement adhesive with polymer modification and watch this video on how to install flooring correctly.

GROUT LINES: People tend to complain that their grout lines get dirty often. This tends to happen if you purchase regular floor grout. We use Kerapoxy Grouting to ensure the grout lines remain clean. It is a grout that is as impiverous as the tile itself.

Rhonda is a flooring specialist.


Dear Brandon

June 12, 2016

What is a fixture in the Agreement of Purchase and Sale?

A fixture is a permanent component that is screwed or nailed down. It is an item that requires a great amount of time and effort to remove. Examples of fixtures are: light fixtures, kitchen and bathroom cabinetry, rods and blinds on windows. A Realtor, however, will include the following as fixtures in the agreement: all light fixtures, built-in dishwasher and window coverings, as people have removed them in the past. Perhaps it was because they didn’t know that they were included as fixtures. Chattles are personal items that could be negotiated in the agreement such as: fridge, stove, washer and dryer.


Thinking of Renovating?

June 7, 2016

We are noticing that when people renovate their bathrooms they are removing the tub and installing a shower in their main bathroom. This can often inhibit a sale as families with small children rely on the main bath to bathe their children. To renovate from a shower stall back to a bathtub may be too costly for a family to consider your home. When removing a tub you are changing your main bathroom from a four piece bath to a three piece bath. Your ensuite may be the perfect place to have a shower.

 

People with disabilities and the elderly who have one bathroom in their home have no choice but to have their bathtub removed and have a low profile shower installed because of safety reasons. Safety comes first.


Why do I need Title Insurance?

June 4, 2016

Title Insurance not only protects your Title, but also includes 68 other types of protection. If you do not have a mortgage on your home you still need to have Title Insurance. You purchase it once for the home you have bought. For example, mortgage fraud is a possibility, and Title Insurance would protect you should this happen. Click here to learn about the additional benefits of Title Insurance.


Insurance Savings

June 2, 2016

Did you know that your insurance rate is affected by how close you live to a Fire Station that has a Super Shuttle or Super Tanker? A Super Water Shuttle is a tank that carries water to fire.  If you live in the country, some of the fire stations will have a Super Water Shuttle. It is capable of pumping approximately 700 gallons per minute in order to get a fire under control or extinguished. A structure fire is a three station alarm, which means that the three closest stations to your home will respond. Once those trucks arrive, the captain will call in two other stations for assistance if need be.

Check with the Fire Chief in your area and see what stations will respond and how many Super Water Shuttles they have. Call your insurance company and give them this updated information as it may affect the amount you may pay for house insurance.


Dear Rhonda

May 30, 2016

We recently bought a house from you and are having trouble with the fridge that was included in our agreement. What can I do? Will the Seller fix it or do I have to fix it myself? Thanks, Bill

Dear Bill,  The Seller would have “agreed that all chattels included in the purchase and sale is in good working order and will be in good working order on closing”. You have been in your new home now for a couple of months, therefore, you need to call a repair man and have it fixed. The problem with used appliances is that unless fairly new, there is no guarantee of their reliability.


What is Glamping

May 28, 2016

Glamping is a new word used to describe people who buy trailers, gut them and glammer them up. It is for people who want to get out of the city for some summer weekends but don’t want to rough it. Above is a picture of my friends’ Glamper. It invites you to be there now! Karen Murray, Arts and Interiors.


Do I have to pay HST on my new home when I purchase?

May 25, 2016

Homes that have been previously lived in (resell) are not subject to HST. New construction, vacant land and the working portion of a farm are subject to HST.


Bridge Financing for When you Sell and Buy

May 21, 2016

It can be quite stressful for Seller’s when they have to move out of their home by noon of closing day, in order for it to be ready for the new buyers to take possession. However, some closings can be later in the day. Sellers may be faced with five hours of waiting with children, animals and a truck full of furniture. Not a situation that most people would sign up for.

Bridge financing is available for you to take advantage of and since interest rates are so low, it is now very affordable. Ask your mortgage person for the total amount to bridge for 7 days. Your lawyer will charge an administration fee to expedite this for you.

It can be quite overwhelming, even for the most organized. It is very emotional for many families leaving a home with many memories, combined with the excitement of starting fresh in a new home. Time is what the family needs to make this transition as smooth as possible.


Kitchen Help

May 15, 2016

We just bought a condo and as we discussed, the kitchen needs to be updated. Dark brown seems to be a fairly common kitchen colour. Should we consider that or is there a better colour?

Whether you use dark brown or a light colour, you need to focus on keeping your cabinets classic with european hinges and up-to-date hardware. If you choose dark brown make sure your walls are a buttery colour, while your flooring should also be a light shade so that the cabinets pop. If you choose a lighter cabinet, reverse this combination.


Buyer’s Advice

May 6, 2016

“After we moved into our house last fall we kept running out of hot water, then we noticed that the temperature on the hot water tank had been turned down. Once we turned the temperature up, however, we noticed a sulfur smell in the water. We were able to have the problem rectified but I thought that it might be a good piece for your newsletter that people buying should pay attention to this fact. Thanks, Wendy”


Use clear sugar water for your Hummingbird feeder

May 2, 2016

Added coloured dyes in most commercial hummingbird feeders have shown evidence of rupturing the tiny bird’s livers. Instead, use a coloured hummingbird feeder, but fill it with white sugar water. It is a myth that the coloured dye will attract the birds. The coloured feeder will suffice! Enjoy viewing these truly special birds at your feeders this summer! Learn more at Fish and Wildlife.


What is an Encroachment?

April 17, 2016

An encroachment is the act of encroaching on something and is best explained if you have a garden shed that is sitting half on your property and half on your neighbours property. The owner of the property that you are encroaching on can ask you to remove the shed. Your shed needs to be sitting within the setbacks allowed by the township that you live in. Squatter’s rights or possesionary rights will probably not apply.

When selling, is a garden shed a fixture that has to stay with my property even if the Buyer did not put it in the agreement of purchase and sale? If the shed is sitting on a poured foundation or on footings then the shed is a fixture which means it has to stay regardless if it is in the agreement.


Laminate Flooring

April 13, 2016

It is easier to lay laminate flooring than install hardwood or ceramic flooring. One common mistake a “Do It Yourselfer” may fall pray to is lining up all of the lines when laying laminate. When you line up the lines across the floor,  that is where the eye tends to look. When you stagger the lines, like magic, the lines seem to disappear.

While the 8mm is about half the price of 12mm, the fact is, the 8mm will not last as long. Removing old laminate could involve replacing baseboards, therefore, it is best to purchase a better quality flooring so that it will last longer.


Solar Panels

April 12, 2016

If you are thinking of putting Solar Panels on your roof you should read the article below to get a better idea of what is involved. There are many questions that you would want answers to before committing to having the roof of your home rented.

Currently, they will remove the panels once without charge during the contract should your roof need new shingles. They make a calculation of the current weight your roof is carrying and then add the weight per square foot for the solar panel. They also have to consider the pitch of the roof as well. It can become tricky if your roof is carrying this amount of dead weight, as snow will add to this. Another factor to consider is that the wind can slip underneath the panel and could start loosening it from the roof.

Should you want to sell your home, would you be able to assign the contract to your new buyer? How much will your insurance increase per year to cover potential claims from having the panels on your roof – would it offset the few hundred dollars you will gain from the rental? You might also want to check with your fire department to see if they have certain protocols in place to deal with solar panels.

 

http://www.theglobeandmail.com/globe-investor/personal-finance/household-finances/is-this-solar-power-program-a-money-saver/article4180338/


What’s Trending?

April 8, 2016

Most building departments have adjusted their code and are allowing hardwood floors to be installed in kitchens in new homes. Take a look at any design magazine right now and you will see them depict gleaming hardwood against dark coloured cabinets, or dark hardwood against light coloured cabinets. However, take this design scenario down the road five years and you might not be as impressed. Hardwood has a difficult time standing up to the wear and tear typically experienced in the kitchen, not too mention the occasional splash of water that will surely affect the finish over time. Furthermore, hardwood usually shrinks as it continues to dry out. This leaves potential for increasing small gaps between the layers of hardwood that will collect bits of dirt and dust.


CMHC Appraisals

April 6, 2016

As a Buyer you need to qualify with a banker so that you know how much you can afford to purchase.  If you are not putting 20% down, CMHC will have to approve your purchase. They approve your purchase by ordering an appraisal on the property. This process can take a few days to complete.


Water Wells

April 2, 2016

People in the country could not survive without water wells. When selling, the first question a buyer asks is ‘how many gallons a minute is it’ and when you tell them, their second question is ‘is that good?’ It is not so much how many gallons/litres per minute the water well produces, it has to do with the depth of well, static level, and the recovery of the well. All of this is important information. When purchasing, it is best to have a company perform a ‘flow test’ on the well so that you are sure that the well will produce enough water to satisfy your household needs.

Just as important as how much water, is the quality of water. To secure a mortgage these days you must produce a water bacterialogical anaylsis reporting that there is 0 E.Coli and 0 Coliform. It is recommended that all water wells have a ultraviolet light filtration system installed to ensure that the water well consistently provides this 0/0 count. Extreme and long periods of drought or many days of rain can upset the wells natural bacterial balance and can produce high counts on your water well test. A UV light damages the DNA of the bacteria as it does in humans, and prevents replication, thus, producing the 0/0 count.


Do Bathrooms Sell Homes?

March 31, 2016

Yes, if you are going to renovate your bathroom so that you may enjoy the space better, please keep resell in mind. You may want to pin down a budget before you hit the road to choose your finishes. There are so many designs and decorating choices out there that it can become overwhelming, and possibly expensive. First, choose fixtures that are the same colour. Next choose your wall tile for the tub / shower area as it is the next most decorative and permanent fixture. This will serve as a base for the rest of your design. Go ahead and purchase those 8 x 16 tiles for the floor (time to ignore the “small space, small tile” advice). Some people are choosing a floor tile for the shower or tub walls in addition to the floor. Then they insert smaller decorative glass or ceramic tiles approximately 6’ up the wall by running a 3” band around shower. An elegant finishing touch would be installing a niche and/or a soap/shampoo combination. If you are going to tile yourself, be sure to keep those grout lines small and close to the same colour as the tile.
The 33” tall vanities finishing at 34” are a nice updated version as opposed to the smaller styled vanities. Ensure that your counter top complements the tile that you have just purchased. Keep this in mind; warm tones are your beige, chocolates, and caramels, while cooler tones are: grey, grey/blues, and blacks. Choose one of those pallets and stay with it. Your faucets and towel holders need to be one finish as well. There are many finishes to choose from such as: oil rub bronze, brushed silver, or chrome, just to mention a few. For the final touches, introduce bold splashes of colour with towels, shower curtains, and window coverings that will bring your whole concept together.


POA vs Executor

March 29, 2016

What is the difference between a Power of Attorney (POA) and an Executor. Can the person that I name POA also be my Executor? A POA is the person who will look after your affairs should you become incapacitated. The Executor is the person who looks after your estate once you pass, so yes, you can have the same person look after everything.


What to do with all of your books?

March 24, 2016

Do you have books, vases or ceramics lying around your home? What if you could take 10 minutes and become inspired to develop a bookshelf that you have only seen in magazines? Click on the site below and learn how to create interesting bookshelf designs by picking up colours in the room. By clicking on the icons within the site you can also see all of the different ways you can treat your mantel and/or create lovely vignettes with items that you may have kicking around your home.
http://tidbitsandtwine.com/how-to-style-a-bookshelf-like-a-pro/


What is a TSSA and why do I need one?

March 23, 2016

Homeowners must comply with the Technical Safety Standards Association (TSSA) in order for their fuel oil company to fill their oil burning appliance. TSSA applies to a furnace, oil tank, oil stove and chimney.

Insurance Companies have cracked down on the oil companies who fill oil burning appliances to comply with a set of safety standards because of the numerous oil spills that have resulted from unsafe oil tanks or furnaces.

The technician who cleans and services your furnace at the beginning or the end of the burning season will conduct a check list. The Fuel Oil Distribution check list is filled out by the technician to make sure that everything is in compliance.

When a vendor is selling his home, it is important that the Seller have these documents available for the Purchaser because they will be required by the purchaser’s insurance company in order for them to obtain insurance.

 


The City of Kingston Municipal Home Ownership Program

March 18, 2016

The City of Kingston Municipal Home Ownership Program provides down payment
assistance to residents currently renting and seeking to purchase a home within the City
of Kingston or County of Frontenac.  The program rules and application process are set
out below:
Program Rules
As listed in the following thirteen (13) bullet points:
•  The funding is available only for down payment on the purchase of a home.
•  The funding cannot be used for any construction financing or any other purpose.
•  Approved applicants must provide a fully executed Purchase and Sale Agreement
within sixty (60) days of receipt of the Letter of Conditional approval. Closing date
may be beyond sixty (60) days.
•  The funding will be paid directly to the home purchaser’s solicitor on the day of
closing.
•  The maximum amount of the funding will be five per cent (5%) of the purchase price
of the home to a maximum of $14,529.00.
•  The funding will be in the form of a twenty (20) year forgivable interest free loan
registered on title.
•  The home purchaser will be responsible for covering all costs associated with
finalizing the purchase of the home, including legal fees, land transfer tax,
registration of documents on title and any other related costs.
•  All re-sale homes must have a home inspection completed at the expense of the
home purchaser and provide verification of same (i.e. copy of inspection summary
page and invoice).
•  The funding will be forgiven and can be discharged at the request and expense of
the home owner on the twentieth (20th) anniversary date of the home purchase.
•  The funding plus five per cent (5%) of the capital property appreciation will become
payable if at any time prior to the twentieth (20th) anniversary, as listed in the following four (4) bullet points:
•  The home is no longer the sole and principal residence of the home owner; or
•  The home is sold, transferred or disposed of; or
•  The home owner wishes to increase the original financing for the home; or
•  There is any default of the funding agreement.
•  Should the funding become payable, the City may at its expense, commission an
appraisal of the property in order to determine the fair market value and the property
appreciation.

•  The home owner must provide confirmation of their continued residency on an
annual basis or upon request by the City of Kingston.
•  Any misrepresentation may result in an applicant being deemed ineligible.
Household Eligibility Criteria
As listed in the following ten (10) bullet points:
•  At least one member of the household must be eighteen (18) years of age.
•  The household members must be permanent residents of the City of Kingston or the
County of Frontenac.
•  The household must currently be renting a self-contained unit that will be re-rented
within the City of Kingston and the County of Frontenac.
•  The household must not currently own a home or have a vested interest in any real
estate.
•  The household must be purchasing their sole and principal residence.
•  The combined total gross income of the adult household members must be at or
below $83,300.00.
•  The combined total assets of the adult household members must not be above
$30,000. Assets include vehicles, recreational vehicles, non-registered investments
and bank accounts. Registered retirement assets are exempt.
•  The household members must be Canadian citizens, landed immigrants or have
refugee claimant status and must be able to provide such documentation.
•  The household must have a valid mortgage pre-approval from a primary lending
institution.
•  Each adult household member must provide documentation as listed in the following
seven (7) bullet points:
•  Current Notice(s) of Assessment (2014 or 2015);
•  Verification of current income;
•  Verification of current banking information;
•  Verification of rental status;
•  Photo Identification (health card cannot be accepted);
•  Mortgage pre-approval must be submitted on letterhead and signed by a
representative of the primary lending institution; and,
•  Verification of full time attendance in school, if applicable.
Eligible Home Purchases
As listed in the following six (6) bullet points:
•  The home must be located within the City of Kingston or the County of Frontenac.
•  The home may be new or re-sale.
•  The purchase price of the home cannot be higher than $290,580.
•  Homes must be single residential units which may include detached, semi-detached,
condominiums, limited equity co-operatives, or row houses.
•  Mobile homes are not eligible.
•  Multi-residential units, such as duplexes and triplexes, are not eligible.
Application and Selection Process
As listed in the following eleven (11) bullet points:
•  All applicants must complete the application form in full and provide the supporting
documentation as required, and submit in the time and manner set out on the
application form.
•  Only complete applications with all required documentation and signatures will be
reviewed for eligibility.
•  Applications will be accepted on Friday, April 1, 2016 starting at 8:30 A.M. until
Friday, April 15, 2016 at 4:30 P.M. Once an application has been deemed eligible it
will be held for consideration and approved on a priority basis; assisting those
applicant(s) with the lowest income first until all funding is allocated. If there are any
remaining applications, they will be placed on a waiting list in order of priority.
•  After April 15, 2016, any further applications received will be placed on a waiting list
in order of priority of the completed application and determination of eligibility.
•  Approved applicants will receive a Letter of Conditional Approval and will have sixty
(60) days to provide a fully executed Purchase and Sale Agreement. Closing date of
the purchase may be beyond the sixty (60) days.
•  Upon receipt of a fully executed Purchase and Sale Agreement, the home
purchased will receive a commitment letter specifying the exact amount of funding to
be paid to their solicitor, “In Trust”, on the closing date.
•  Home purchasers will be required to sign a loan agreement which sets out the terms
of the funding prior to any funds being paid “In Trust” to their Solicitor. Agreements
will be registered on title at the Homeowner(s) expense.
•  If the approved applicant is unable to provide a fully executed Purchase and Sale
Agreement within sixty (60) days, the funding allocation will be withdrawn and the
applicant will no longer be eligible to receive the funding.
•  If funding becomes available, the next eligible applicant on the waiting list will be
contacted and provided a Letter of Conditional Approval.
•  Applications will continue to be received, evaluated and funding assigned until all
funding has been allocated.
•  When all funding has been expended, eligible applicants remaining on the waiting
list will be advised accordingly.
Please see the “2016 Application Form” for submission process.
If you require more information please call telephone number 613-546-2695 extension
4871.


Primary Heat Source

March 13, 2016

A forced air furnace and electric baseboards are primary sources of heat. Secondary sources of heat are wood stoves, fireplaces and heat pumps. If you have electric baseboards please do not remove them from your home as you will be removing a primary heat source. Insurance companies will not insure a home unless it has a primary heat source.


Simple Homemade “Fall Off the Bone” Rib Recipe

March 11, 2016

Lay your ribs in a roasting pan and cover completely with approximately two cans of apple juice. Bake at 170 degrees for 8-10 hours. Remove from oven and let cool sufficiently to ensure they remain intact during relocation to the grill, where you can finish them on low heat. Baste the ribs with your favorite bbq sauce while finishing. Enjoy!


What is a WETT Certification

March 8, 2016

A WETT Certification is an acronym for Wood Energy Technology Transfer Certification. There are companies that you may call who visit your home and determine if the set backs require for a particular woodstove comply with code.

On the back of the woodstove you will find a metal plaque that has the distance requirements engraved. These distances need to be adhered to in order for your wood burning appliance to operate safely.

When you sell your home to a purchaser, the purchaser’s insurance company is going to require that an up-to-date WETT be performed on the wood burning appliance in order for the purchaser to obtain insurance. If a Seller does not comply with this, the purchaser may not be able to obtain insurance and if the purchaser cannot obtain insurance, then they will not purchase the home.

The cost of the WETT Certification depends on the company that you contact and the amount of work required in order to bring the wood burning appliance up to standards.

Fireplaces are not exempt. If you have a fireplace it will also have to comply with the standards set out by WETT.

As a purchaser you are able to purchase a home where the WETT has not been performed on the wood burning appliance.  An insurance company might agree to allow you so many days (sometimes 30) to provide them with a certificate. You may also choose to have the wood burning appliance removed.


CIBC Promotion

March 4, 2016

Say goodbye to your mortgage sooner with a great rate

https://www.cibc.com/ca/mortgages/fixed-rate-closed-mortg.html


Are you Heading South?

February 29, 2016

Don’t forget to check with your insurance company or policy about the parameters regarding leaving your house vacant while you are off enjoying your much need break in the sun and the sand. It is probable that you will need to designate a person to check on your home to be in compliance with your insurance policy. Even if you are going away for three or four days you need to make sure you are covered.


Should I Remove Family Pictures Before We List Our House?

February 29, 2016

There are articles in newspapers and magazines that will tell you to remove your family photos before listing your house for sale.

Be cautious of people advising you about your home when you are selling, especially if they are not in the real estate business. If you remove all family pictures then you have turned your home into a house, and not many Buyers want to buy a house. Buyers want to know that the people living in the home are happy and pictures will portray that.


De-Cluttering in the Spring

February 29, 2016

Sometimes spring cleaning can seem like a daunting task. The best way to begin is to start with one closet, and after that one is complete, begin the next one. In order to de-clutter you need to start with a plan. A plan is to have four boxes. Label each box accordingly: 1. Garbage 2. Recycle 3. Keep (but take action as to where it belongs) and 4. Give Away. After you have de-cluttered your hall and linen closet start with a bedroom and make a decision with each item that you pick up. Here is the only rule: If you pick it up you must decide on an action.

 

It is also a good time to go through your fridge and check expiry dates on salad dressings, jams and anything else that is perishable. It is critical to check cereal boxes for expiry dates as well as pancake mixes, flours etc. These items can make you quite ill if you are consuming them past their expiry dates.

 

A task list is the best way to tackle the jobs and it helps you feel accomplished as you move from room to room. Give yourself plenty of time and lots of breaks, consistency will win this battle!


Top 5 Design Tips I Learned As a Designer

February 26, 2016

  1. When you are arranging photos on a wall, always group in odd numbers, 1, 3, 5, 7 etc.
  2. Support pictures by putting a table, chair or bench underneath your grouping.
  3. First start with an awesome fireplace, then flank it with chairs, love seats or sofas. It creates a soothing inviting atmosphere for a traditional focal point.
  4. Never place your dining room table on an angle in your dining room.
  5. Create the feeling of space by pulling sofas and chairs out from the wall two to three inches.


Being in love with my profession has helped me discover new and interesting ways to not only keep in touch with my clients but help them with questions in real estate, design ideas, guidance, direction, and support. For the past five year I have been writing an e-newsletter to clients. What I realized is that with Your Grant Team blog, Brandon and I now have many years’ worth of material that we can share right here on our Blog.

Rhonda GrantSales RepresentativeDirect 613-484-3838

Once I completed my Real Estate courses, talks began about developing Your Grant Team. This fueled an interest in web-design that I didn’t even know that I had. I’m the ideas guy, the guy that when I want to do something I figured it out. I talk and email people that I have met at business conferences. Other times I take tutorial after tutorial to accomplish the goal that I am intent on achieving. Oh yes and texting Rhonda Newsletter and Blog ideas.

Brandon GrantSales RepresentativeDirect 613-484-8666

Rhonda’s attention to detail is outstanding. She coordinates this ability with a strong sense of ethics, and very effective listening skills. From the time we listed our home for sale, to the closing of the deal, Rhonda paid attention to every possible development. She was able to foresee possibilities and advise us in advance, so that we did not find ourselves scrambling. Rhonda listens very closely, and she responds to the needs of her clients in a sensitive and timely manner. We truly felt Rhonda heard and understood our concerns as she assisted us through the process. She was sensitive to our particular situation and the changing needs of our family. Rhonda is keenly aware of the stressors involved in selling a property. She reduces this stress significantly by taking care of all the details. Rhonda places the best interests of her clients at the fore of her efforts. We are very pleased to have worked with Rhonda to sell our property and purchase our new home. Thank you Rhonda!- Ian and Megan Fanning

Thank you Rhonda for helping my son and I find our home. I am not sure why I felt you were the agent to help us but as the days and weeks of looking at available homes unfolded, you became a friend and in my heart, I knew you wanted us to find our perfect home as much as we did. I especially loved how you looked at the homes as if you were buying it for yourself. If something didn't seem right, you let us know. Having that second set of eyes and your experience and expertise, made us feel comfortable and confident that the right home would be found! Thank you Brandon for staying the extra few minutes at your open house that hot Saturday afternoon in July.....The Grant Team helped make our Dreams come true! -Vera

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